Health and Lifestyle Articles, Natural Remedies,Beauty Tips and Reviews.

Friday, August 5, 2016

A Plan that Covers Multiple Illnesses and Provides Multiclaim Option

With the developing need for insurance and the change in the  consumption pattern, even insurance companies like ICICI Lombard, Max Bhupa, HDFC  Life, Edelweiss Tokio LifeLIC,etc. have started selling policies online. Some of them are general insurance companies while some are life insurance companies. One website which is both innovative and user friendly is . Recently 

Edelweiss Tokio Life came up with a new website and the same was trending on twitter. The website has a new gen look with user friendly features. There is an e-advisor named ‘Ed’ who helps one understand and analyse his/her insurance needs and he will recommend the insurance plan which will suit the user’s needs. The need analyser is helpful and simple.  Ed has a friendly appearanceThe entire process of understanding the product, buying and filling the application is simple and can be done at one’s convenience. 

Another attractive feature of the website is that one can opt for multiple insurance policies and add it to the cart. This is amusing as not many BFSI websites have this innovative feature.

Edelweiss Tokio Life is the proud insurer of the entire Indian Olympic team at Rio’16. Every athlete of the Indian Olympic team is provided with a term life cover by Edelweiss Tokio Life.  

Edelweiss Tokio Life provides various plans for various financial needslike retirement, protection, savings, investments, education, etc. Fewplans are sold online;

Edelweiss Tokio Life – MyLife+: An online term plan which provides a longer life cover and high sum assured at low premium rates. It provides a longer life cover up to the age of 80 which is not provided by many life insurance companies. They also provide an accidental permanent and total disability rider which provides the lumpsum amount incase the policyholder is completely disabled.

Edelweiss Tokio Life – CritiCare+: critical illness plan which covers against 17 critical illnesses including cancer, heart disease, kidney failure, blindness, etc. at low premium rates. It’s the only plan which provides a multi-claim option under which the policyholder can claim thrice on the occurrence of a critical illness and his future premiums will be waived off after the first claim.

Edelweiss Tokio Life – Wealth Accumulation (Accelerated Cover):  It’s a ULIP plan which has all the individual funds rated star by Morningstar. It’s an ideal plan for long term investments. One can switch between funds under this plan. A range of individual plans are available to suit your needs as per your risk appetite.,

Edelweiss Tokio Life – Wealth Builder: This plan is great for those who don’t like to take any risk in their investments or savings. It’s a savings plan that provides guaranteed returns along with a bonus amount. This plan is ideal for child’s education or other financial goals which you wouldn’t want to risk due to market unstabilities.

Most plans provided by Edelweiss Tokio Life are designed in such a manner that it fulfils the insurance needs of the customer and even ‘Ed’ follows the Tagline ‘Insurance Se Badkar Hai Aapki Zaroorat’.

Thursday, August 4, 2016

Smart Phones and Earbuds may cause permanent hearing loss

The World Health Organization has warned that 1.1 billion young people are at risk of hearing loss because of portable digital music players and damaging levels of sound  in the entertainment venues such as electronic dance music festivals where sound levels can top up to 120 decibels for hours. It is growing as a major public health challenge in terms of hearing difficulties.

Most of the teenagers have the risky habit of jamming the earbuds deeply into their ears and listening to loud music. Medical experts say these habits may lead to permanent hearing loss.

According to the National Institute of Health, repeated exposure to sound levels over 45 decibels can cause hearing loss and permanent damage can occur almost immediately after hearing. This is because the loud noise makes damage to the auditory nerves which carry electrical impulses to uthe ear.Ones damage is done to those nerves, it is permenant and irreversible. The risk of hearing is associated with the loudness of the noice and the duration of exposure.

A new study finds that, nearly 30% of teengers experience a condition called tinnitus which is a neurological and audiological disorder in the ear.Hearing specilists blame smartphones for this hering crisis among teens andyoung people and according to them the listening habits of todays teens can cause chronic tinnitus and permanant hearing loss later on.

What is Tinnitus

Tinnitus is a condition of the ear that one feels like hearing strange sounds even when any external sounds are present. Mostly it may sound like ringing in the ear, but also like bussing, humming, grinding hissing or whistling. Somepeople with tinnitus may experience hearing sounds like music. This condition adversely affects a person’s quality of life including his/her personal, social and work life.

Tinnitus can affect people of all ages, the number of teenagers and young people having tinitus are increasing in a manner that something has to be done against this social health hazard.

“Make Listening Safe” initiative by WHO

To mark International Ear Care Day, celebrated each year on March 3rd, WHO is launching the “Make Listening Safe” initiative [Source] to draw attention to the dangers of unsafe listening and promote safer practices. In collaboration with partners worldwide, WHO will alert young people and their families about the risks of noise-induced hearing loss and advocate towards governments for greater attention to this issue as part of their broader efforts to prevent hearing loss.

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